Terms of Use

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Last Updated: 6 Jan, 2015

Welcome to Golduno.com. The Golduno.com website, products and services (collectively, the “Service”) are owned and operated by VINRAK TECHNOLOGIES PVT. LTD., a company registered in Mumbai (“the Company”, “we” or “us”). By accessing or using our website at www.Golduno.com, including any subdomains thereof (the “Website”), you (“the User”) understand and agree that Golduno will treat your usage of the Services as acceptance of these terms and conditions (“Terms of use”), regardless of whether you are a registered member of the service.

We recommend you keep a copy of terms and conditions for your future reference.

Changes to these Terms

We may make changes to these terms from time to time. Any change made will be posted on the site and the date of such changes made will be posted to top of this page. You agree and understand by continuing to use the Site after such revisions made by us will constitute your acceptance of the new Terms of use.

Eligibility : General

This Site is intended solely for Users who, if they are a natural person, are eighteen (18) years of age or older, and any registration by use of or access to the Site by any natural person under 18 is unauthorized, unlicensed and in violation of these Terms of Use. By using the Service or the Site, you represent and warrant that, if you are a natural person, you are 18 or older and that you agree to and will abide by all of the terms and conditions of these Terms of Use. If you violate any of these Terms of Use, or otherwise violate an agreement between you and us, the Company may terminate your membership, delete your profile and any content or information that you have posted on the Site and/or prohibit you from using or accessing the Service or the Site (or any portion, aspect or feature of the Service or the Site), at any time in its sole discretion, with or without notice, including without limitation if it believes that you are under 18.


You hereby understand and agree that all content on the site, including but not limited to designs, text, graphics, information and all other files are the proprietory right of the Vinrak Technologies Pvt Ltd. with all rights reserved. Provided that the you are eligible to use the Site, Vinrak grants you a limited license to access and make personal use of the Site and the Service. You do not have the right to modify, copy, distribute, reproduce, republish, download, display, post, transmit or sell the content of on the Site without prior consent from the Company. You may not bypass any measures put in place by Vinrak to prevent or restrict access to the Site. Any unauthorized use of the Site Content, without the prior written permission from the Company, shall result in termination of the license granted herein.

You agree not to:

  • Use the contents of this Site for any commercial purpose.
  • Use any automated means to access, monitor or copy the contents of the Site using robot, spider, scraper or any automated means for any purpose without prior written permission from the company.
  • Make any fraudulent or speculative transaction.
  • Carry out any action that would impose or may impose an unreasonable or disproportionately large load on Vinrak's infrastructure.
  • Use any part of the Website, without prior written permission from the Company, on any other website.

User content posted on the Website

By posting content on the Website you automatically grant the Company an irrevocable, perpetual, non-exclusive, transferable, fully paid, worldwide license to use, copy, publicly display, reformat, translate, excerpt and distribute such User content for any purpose on or in connection with the Site or the promotion thereof, to prepare derivative works of, or incorporate into other works, such User Content, and to grant and authorize sublicenses of the foregoing. You may remove your User Content from the Site at any time. If you choose to remove your User Content, the license granted above will not expire. You shall be solely responsible for any damages resulting from any violation of the foregoing restrictions, or any other harm from your posting content to this Site.


By continuing to use the Site, you consent to the use of information as outlined in our Privacy Policy


GoldUno's display on or through the website of loan product options offered by third parties does not in any way imply, suggest, or constitute any sponsorship, recommendation or approval of GoldUno of any such third parties or their products. GoldUno does not, through its Website display content or in any other manner, provide any recommendation, opinion or advice to you on the third parties or their loan products. You agree that GoldUno is in no way responsible for the accuracy, timeliness or completeness of information it may obtain from these third parties. Your interaction with any third party accessed through the Website is at your own risk, and GoldUno will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with the third parties.

Limitation of liability

You agree that Vinrak, including its officers, directors, employees, representatives, affiliates and providers, will not be responsible or liable for

  • any injury, death, loss, claim, act of god, accident, delay, or any direct, special, exemplary, punitive, indirect, incidental or consequential damages of any kind (including without limitation lost profits or lost savings), whether based in contract, tort, strict liability or otherwise, that arise out of or is in any way connected with
    • any failure or delay (including without limitation the use of or inability to use any component of the Website), or
    • any use of the Website or content, or
    • the performance or non-performance by us or any provider, even if we have been advised of the possibility of damages to such parties or any other party
  • any damages to or viruses that may infect your computer equipment or other property as the result of your access to the Website or your downloading of any content from the Website.

The limitations specified in this section will survive and apply even if any limited remedy specified in these terms is found to have failed of its essential purpose. The limitations of liability provided in these terms inure to the benefit of Vinrak, Its Affiliates, and/or their respective suppliers.

Electronic Transactions and Disclosures

By accepting these Terms of Use, you expressly consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any and all purposes, at any telephone number, or physical or electronic address you provide or at which you may be reached. Your consent to receive Disclosures and transact business electronically, and our agreement to do so, applies to any transactions to which such Disclosures relate, whether between you and Vinrak. Your consent will remain in effect for so long as you are a User and, if you are no longer a User, will continue until such a time as all Disclosures relevant to transactions that occurred while you were a User have been made.


GoldUno and other Company graphics, logos and service marks displayed on the site are registered trademarks and are the property of Vinrak and other parties. The Company’s trademarks may not be used, including as part of trademarks and/or as part of domain names, in connection with any product or service in any manner that is likely to cause confusion and may not be copied, imitated, or used, in whole or in part, without the prior written permission of the Company.


The failure of the Company to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision in that or any other instance. This ToU and the relationship between you and Vinrak will be governed by the laws of the India without regard to its conflict of law provisions. You and Vinrak agree to submit to the personal jurisdiction of the courts located in Mumbai jurisdiction with respect to any legal proceedings that may arise in connection with this ToU. Except as otherwise expressly provided in this ToU, there shall be no third-party beneficiaries to this ToU. This ToU constitutes the entire agreement between you and Vinrak and governs your use of the Site, superseding any prior agreements between you and Vinrak with respect to the site.


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