Privacy Policy

This privacy policy applies to www.golduno.com owned by Vinrak Technologies Pvt. Ltd. This privacy policy describes how GoldUno collects and uses the personal information you provide on our web site: www.golduno.com. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.

By using this website and/or registering at www.golduno.com you are authorizing GoldUno, its representatives & its partners to contact you via email or phone call or SMS and offer services for the product you have opted for, imparting product knowledge, offer promotional offers running on website & offers offered by our partner banks. Irrespective of the fact that you have registered yourself under DND or DNC service, you are still authorizing GoldUno, it's representatives & it's partners to give you a call for the above mentioned purposes till 45 days of leaving your number on our website. Also based on your active opt-in you are open to receiving promotional offers from GoldUno & our partner banks and insurance companies. Hence, there is no DNC check required for the number you have left on our website.

Changes to Policy

This privacy policy is subject to change. We will communicate any change our policy to you by posting them on the site and/or by notifying you by email.

INFORMATION SHARING AND DISCLOSURE

GoldUno will not sell or rent your personally identifiable information to anyone other than as specifically noted herein. Notwithstanding the foregoing, GoldUno may share, sell and/or transfer your personally identifiable information to an affiliate and/or associate partner/business partner. GoldUno may also share, sell, and/or transfer your personally identifiable information to any successor-in-interest as a result of a sale of any part of GoldUno's business or upon the merger, reorganization or consolidation of GoldUno with another entity on a basis that GoldUno is not the surviving entity. For the purposes of this paragraph, "affiliate" means any person directly, or indirectly through one or more intermediaries, that controls, is controlled by or is under common control with GoldUno. The term "control," as used in the immediately preceding sentence, shall mean with respect to any person, the possession, directly or indirectly, of the power, through the exercise of voting rights, contractual rights or otherwise, to direct or cause the direction of the management or policies of the controlled person. As used in this Privacy Policy, the term "person" includes any natural person, corporation, partnership, limited liability company, trust, unincorporated association or any other entity.

"If you are no longer interested in receiving e-mail announcements and other marketing information from us, or you want us to remove any information that we have collected about you, please e-mail your request to support@golduno.com."

Information we collect from you

We collect personal and financial information from you while you use the site, and most of this collection occurs during registration. Certain areas and features of GoldUno.com are available to you without the need to provide to us any information. The information you will need to provide while applying for a loan include your name, email address, address, pincode, Pan no. , password and a username to participate in the user forum.

From time to time we may request more personal information in order to provide you with other benefits of the Service. In such instances, you will always be given the opportunity to provide or to decline to provide that information, and it will be used only for the stated purpose. GoldUno.com may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner to:

Third parties for their marketing and promotional purposes, such as the number of users who applied for a loan.
Users of the Service for the purpose of comparing of their personal financial situation relative to the broader community.

Such information does not identify you individually. Access to your Registration Information, Account Information and any other personal information you provide is strictly restricted and used only in accordance with specific internal procedures and safeguards governing access, in order to operate, develop or improve the Service. We may also use third party service providers to help us provide the Service to you, such as sending e-mail messages on our behalf or hosting and operating a particular feature or functionality of the Service. Our contracts with these third parties outline the appropriate use and handling of your information and prohibit them from using any of your personal information for purposes unrelated to the product or service they're providing. We require such third parties to maintain the confidentiality of the information we provide to them.

CHANGES TO YOUR REGISTRATION INFORMATION

If your Registration Information provided when you applied for a product on Sites changes, you may update it whenever you apply for a new product such as a loan via the Service. To review and update your personal information to ensure it is accurate while your application is in process, contact us at support@golduno.com. You will not be able to update the information you have provided in an application after a decision has already been made on it; however you may create and submit a new application with your updated information.

We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at support@golduno.com. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

COMMUNICATIONS FROM OUR SITE

When you register on our site you will receive emails that confirm specific actions you requested. You will receive notifications confirming your registration, the successful verification of email addresses and confirmation of successful submissions of loan requests and portfolios. You will also receive progress updates on the status of loan requests and submitted portfolios. These are transactional notifications that you cannot opt out of receiving, as they are in place to protect the security of your account and your personal information. We may also send you responses to emails you send us, if appropriate or applicable. From time to time, we will also send user surveys, requests for user feedback regarding user experience and site operations or marketing offers from us or from us on behalf of our marketing partners. The completion of these surveys or requests for feedback or acceptance of any offer is strictly voluntary. If you do not wish to receive these offers, surveys or user feedback emails, please opt out in any offer email you receive from us.

TESTIMONIALS

We display testimonials of satisfied customers on our site in addition to other endorsements. With your consent we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us at support@golduno.com.

SOCIALMEDIAWIDGETS

Widgets Our Web site includes Widgets, which are interactive mini-programs that run on our site to provide specific services from another company (e.g. displaying the news, opinions, music, etc). Personal information, such as your email address, may be collected through the Widget. Cookies may also be set by the Widget to enable it to function properly. Information collected by this Widget is governed by the privacy policy of the company that created it

Single Sign-On You can log in to our site using sign-in services such as Facebook Connect or an Open ID provider. These services will authenticate your identity and provide you the option to share certain personal information with us such as your sign-in information, name and email address to link between the sites. Social networking media services like Facebook & Twitter give you the option to post information about your activities on this Web site to your profile page to share with others within your network.

Like Button If you use the "Like" button to share something, that item will appear on your Facebook profile page and also on your friends' newsfeed, depending on your Facebook privacy settings. You may also receive updates in your Facebook newsfeed from this site or item in the future. Facebook also collects information such as which pages you have visited on this and other sites that have implemented the "Like" button.

Links to 3rd Party Sites Our Site includes links to other Web sites whose privacy practices may differ from those of Golduno.com. If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any Web site you visit.

WEB-RELATED INFORMATION COLLECTION

Technologies such as cookies, beacons, tags and scripts are used by GoldUno, our analytics providers such as Google Adsense, Google Analytics etc, and our marketing partners. These technologies are used in analyzing trends, administering the site, tracking users’ movements around the site and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.

We use cookies to remember users’ settings and for authentication. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited.

Log Files - As is true of most websites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data.

Behavioral Targeting / Re-Targeting - We may partner with third party ad networks to either display advertising on our Web site or to manage our advertising on other sites. Our ad network partners use cookies and Web beacons to collect non-personally identifiable information about your activities on this and other Web sites to provide you or others targeted advertising based upon your interests.