Our Trusted Partners
India Infoline Gold Loan
A subsidiary of IIFL Holdings Limited, India Infoline Finance Ltd. (IIFL Finance) is a systemically important non-deposit accepting non-banking finance company.
The company was incorporated in 2004 as India Infoline Investment Services Private Limited and convened into a Public limited Company in 2007.
Today, our large workforce, led by an experienced management team and a strong geographic footprint of around 1,000 branches, addresses the capital needs of under-served markets through our diversified offerings.
We have leveraged the increasing credit demand in the country on the back of a well-diversified product offering, healthy funding and capital adequacy.
- Individuals aged 21 and over
- Self-employed professionals
- Non-professionals
- Salaried professionals
- Any individual with gold of purity 18 karat and above
| Gold coins | : | No |
| Jewellery | : | Yes |
| Bars/ Biscuits | : | No |
- Passport (valid)
- Driving License (valid)
- Election ID Card
- Pancard
- Govt. organisation / PSU / Scheduled Commercial Banks / Public financial institutions ID Card
- Aadhar Identification Card (UID)
- Letter issued by gazetted officer, with duly attested photograph of person (only in case of customers identified as Low Risk)
Manappuram Gold Loan
Manappuram Finance was incorporated in 1992 with its registered office at Valapad, in the Thrissur District of Kerala. It is India's first listed and highest credit rated gold loan company and has emerged as a leading non-banking financial company (NBFC). It has over 3200 branches across 27 states of the country.
As part of its diversification the company offers has also ventured into foreign exchange services and has also commenced Instant Money Transfer in collaboration with UAE Xchange, Wallstreet and MoneyGram.
The key feature of its gold loan offer is that customer pays interest only for the exact period of gold loan, and to the exact number of days.
Manappuram has different schemes for gold loan for different needs, to suit all income groups. It offers gold loan up to One Crore rupees.
- Individuals aged 21 and over
| Gold coins | : | Yes (Upto 50 grams acquired from public sector bank in India) |
| Jewellery | : | Yes |
| Bars/ Biscuits | : | No |
- ID Proof
- Address Proof
- Proof of Land holding in case of Agri Gold
SBI Gold Loan
State Bank of India is an India Public Sector Bank and Financial Services company with International presence. It is the largest bank in India and is government-owned corporation headquartered in Nariman Fort, Mumbai, Maharashtra.
SBI provides a range of financial products and have over 18,354 branches in India and 191 branches spread across 36 countries.
| Preferred Minimum Age | : | 18 years |
| Resident | : | Individual / Proprietor |
| Gold coins | : | Yes, articles above 18 carat |
| Jewellery | : | Yes, articles above 18 carat |
| Interest Rate | starts from 10.5% per annum |
| Processing Charges | Upto 2% |
| Part Payment | Yes |
| Valuation Charges | Rs. 250 |
| Disbursement Time | Same day |
| Overdue Interest | 3% of overdue amount, compounded monthly |
- Only Interest
- EMI
- Bullet Scheme
- ID Proof
- Address Proof
- 3 Passport size photographs
FINCARE Gold Loan
Incorporated in June 2017, Fincare Small Finance Bank (Fincare SFB) has been formed from the conversion of Disha Microfin Limited (Disha Microfin), an NBFC-MFI. Disha Microfin was one among the 10 recepients of the ‘in-principle’ approval from the Reserve Bank of India (RBI) in September 2015, an approval granted to select NBFCs and Microfinance Institutions to set up Small Finance Banks with the objective of further financial inclusion.
At Fincare Small Finance Bank, we aim to transform banking by making our products simple, processes automated and convenient, and decision and transactions instantaneous for all our customers. Powered by Technology, Fincare SFB has set a vision to the first of its kind ‘Rurban’ Bank catering to the needs of the base of pyramid, mass retail and micro & small enterprise segments and ushering them into the era of Smartbanking.
Fincare has different schemes for gold loan to suit different requirements of the customer.
| Preferred Minimum Age | : | 18 years |
| Resident | : | Individual |
| Gold coins | : | Yes(Upto 50 grams acquired from public sector bank in India) |
| Jewellery | : | Yes (above 18 carat) |
| Bars/ Biscuits | : | No |
- Only Interest
- EMI
- Bullet Scheme
- ID Proof
- Address Proof
HDBFS Gold Loan
HDB is a subsidiary of HDFC Bank Limited, Incorporated in 2008, HDB Financial Services (HDBFS) is a well-established business with strong capitalization. It is a leading Non-Banking Financial Company (NBFC) that caters to the growing needs of an Aspirational India, serving both Retail & Commercial Clients
HDBFS till date had expanded national footprint to over 691 cities with our 1100+ dedicated branch network having strong presence even in non-metro cities. HDBFS follow a customer need-centric fulfillment model. Branches are located close to the customers, the local knowledge & experience thus provides the edge in meeting customer needs to satisfaction.
HDBFS offers very competitive interest rates and quick disbursal. Prodect suites ranges from monthly interest repayments to EMIs.
| Preferred Minimum Age | : | 21 years |
| Resident | Individual / Proprietor | : |
| Gold coins | : | Yes(Upto 50 grams acquired from public sector bank in India) |
| Jewellery | : | Yes (above 18 carat) |
| Bars/ Biscuits | : | No |
- Only Interest
- EMI
- ID Proof
- Address Proof
- Photo
- Income Proof for loan amount greater than 2 Lacs
- 1 Cheque
Online Muthoot Gold Loan
Muthoot Finance Ltd. is one of the largest gold financing company in the world. In addition to financing gold transactions, the company offers foreign exchange services, money transfers, wealth management services, travel and tourism services, and sells gold coins at Muthoot Finance Branches.
The company's headquarters are located in Kerala, India, and it operates over 4,400 branches throughout the country.
The target market of Muthoot Finance includes small businesses, vendors, farmers, traders, SME business owners, and salaried individuals.
| Preferred Minimum Age | : | 21 years |
| Gold coins | : | Yes (Upto 50 grams acquired from public sector bank in India) |
| Jewellery | : | Yes |
| Bars/ Biscuits | : | No |
- ID Proof
- Address Proof
- Proof of Land holding in case of Agri Gold
DCB Gold Loan
DCB Bank Ltd. (Formerly Development Credit Bank Ltd.) is a private sector scheduled commercial bank in India. It has a network of 160 branches and 370 ATMs in the country. It offers products to individuals, small and medium businesses, rural banking and mid corporates across its branch network.
| Preferred Minimum Age | : | 21 years |
| Gold coins | : | Yes (Upto 50 grams acquired from public sector bank in India) |
| Jewellery | : | Yes |
| Bars/ Biscuits | : | No |
- Pan Card
- Address Proof
- Proof of Land holding in case of Agri Gold
- 3 Passport size photographs
Icici Gold Loan
ICICI Bank is India's largest private sector bank with current network of 4,050 Branches and 13,082 ATM's across India. ICICI Bank offers wide range of products to corporate and retail customers. Some of the advantages of applying for an ICICI Gold Loan are : lower interest rates, No EMI, minimum processing, quick disbursal and trained professional.
| Preferred Minimum Age | : | 21 years |
| Gold coins | : | Yes (Upto 50 grams acquired from public sector bank in India) |
| Jewellery | : | Yes |
| Bars/ Biscuits | : | No |
- Pan Card
- Address Proof
- Proof of Land holding in case of Agri Gold
- 3 Passport size photographs
Axis Bank Limited (formerly UTI Bank) is the third largest private sector bank in India. Although classified as a private sector bank. The bank offers financial services to customer segments covering Large and Mid-Sized Corporates, MSME, Agriculture and Retail Businesses. Axis Bank has its registered office at Ahmedabad.
The Bank had a network of 2402 branches and extension counters and 12922 ATMs. Axis Bank has the largest ATM network among private banks in India and it operates an ATM at one of the world’s highest sites at Thegu, Sikkim at a height of 4,023 meters (13,200 ft) above sea level.
| Preferred Minimum Age | : | 21 years |
| Gold coins | : | Yes (Upto 50 grams acquired from public sector bank in India) |
| Jewellery | : | Yes |
| Bars/ Biscuits | : | No |
- Pan Card
- Address Proof
- Proof of Land holding in case of Agri Gold
- 3 Passport size photographs
Kotak Mahindra Gold Loan
Kotak Mahindra Bank is the fourth largest Indian private sector bank by market capitalization, headquartered in Mumbai, Maharashtra.
Kotak Mahindra Bank has over 641 branches and over 1,159 ATMs spread across 363 locations in the country.
| Preferred Minimum Age | : | 18 years |
| Resident | : | Individual / Proprietor |
| Gold coins | : | Yes, articles above 18 carat |
| Jewellery | : | Yes, articles above 18 carat |
| Interest Rate | starts from 10.5% per annum |
| Processing Charges | Upto 2% |
| Part Payment | Yes |
| Valuation Charges | Rs. 250 |
| Disbursement Time | Same day |
| Overdue Interest | 3% of overdue amount, compounded monthly |
- Only Interest
- EMI
- Bullet Scheme
- ID Proof
- Address Proof
- 3 Passport size photographs
HDFC Gold Loan
HDFC Bank Limited is an Indian banking and financial services company headquartered in Mumbai, Maharashtra. It has about 76,286 employees including 12,680 women and has a presence in Bahrain, Hong Kong and Dubai. HDFC Bank is the second largest private bank in India as measured by assets. It is the largest bank in India by market capitalization as of February 2016. It was ranked 58th among India’s most trusted brands according to Brand Trust Report, 2015.
| Preferred Minimum Age | : | 21 years |
| Gold coins | : | Yes (Upto 50 grams acquired from public sector bank in India) |
| Jewellery | : | Yes |
| Bars/ Biscuits | : | No |
- Pan Card
- Address Proof
- Proof of Land holding in case of Agri Gold
- 3 Passport size photographs
CSB Bank Gold Loan
CSB Bank Limited, formerly The Catholic Syrian Bank Limited, is an Indian private sector bank with its headquarters at Thrissur, Kerala, India. It is one of the oldest banks in India. CSB has a network of over 450 branches and more than 257 ATMs across India.
| Name | Short tenure Gold loan |
| Min | 50K |
| Tenure | 12 Months |
| Payment | Bullet |
| IRR per month | 1.75% |
| Appraisals and Other charges | Nil |
| Name | Short term gold loan |
| Min | 50K |
| Tenure | 12 Months |
| Payment | Monthly Interest |
| IRR per month | 1.58% |
| Appraisals and Other charges | Nil |
| Preferred Minimum Age | : | 21 years |
| Gold coins | : | No |
| Jewellery | : | Yes, articles above 18 carat |
- ID Proof
- Address Proof
- Yes
AU Small Finance Bank
| Scheme | Monthly Interest / EMI |
| Amount | Rs.10,000-15,00,000 |
| Tenure | 6 M / 12 M / 36 M |
| Foreclosure charges | Nil |
- No income proof or bank statement required for loans upto 10 Lakh
- Self declaration for Gold Ownership
- Photo ( For loan application form and A/c opening form)
- KYC - ID / Address Proof
- Proof of land holding in case of agriculture loan of more than ₹1 Lakh
- Applicable
- 1% or Rs 500 whichever is higher + GST
- On expiry of tenure (6 /12 Month) and 36 Months of EMI Product > 10 Lacs
- Rs 250 + GST
- 1% if close before completion fo half of the loan term
- 2% PM on total due amount
- 2% PM on total due amount
- Monthly Interest / EMI
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